Save cash, borrow more or tailor your mortgage to your needs – you can do it all here with our remortgaging service. With us, finding that match is easy.

We make it easy for people to remortgage their home. No complicated processes, confusing paperwork or challenging to understand meetings. Just pure, simple remortgaging that you can do from home. Remortgaging doesn’t have to be inaccessible with our services on offer.

Why should I remortgage?

There are many reasons why remortgaging might be ideal for you. Perhaps you want to switch to save some pennies in the budget, or maybe you’re planning that next big reno. Whatever the reason, having Think Plutus by your side is an excellent place to start.

When should I remortgage?

You can remortgage at practically any time, but we recommend you drop us a line around four months before your current rate expires. That way, we’ve got plenty of time to get that perfect match all lined up for you with no muss or fuss.

How can we help you?

At Think Plutus, finding that perfect remortgaging match is easy. We ensure your new mortgage matches your needs, and we compare lenders to give you the most competitive rates on the market. What’s not to love about that?

Let’s get the ball rolling

Ready to give Think Plutus a go? Get in touch, and we’ll be more than happy to help, or if you prefer the phone, you can give us a call on 01892 315 105. For more information about our services and what we do, keep on reading.

How does remortgaging with Think Plutus work?

Curious about exactly how remortgaging works with us? If you’ve never remortgaged before, you may be feeling a little at sea with all the jargon and processes required. We believe in making remortgaging as clear, transparent and practical as possible.

Reasons you might want to remortgage

There are several reasons why refinancing your property might be a great option for you. Often, the process of remortgaging can be too intimidating to consider. Still, there are many reasons why it might be an excellent way to reach your personal goals, free up some of that budget or make some improvements to your home. Here are just a few reasons why remortgaging might be the ideal fit for you:

Your current mortgage is ending soon
If your current mortgage is ending shortly, remortgaging through Think Plutus offers you the best option for rates and value. Simply sticking with your current lender can leave you in a sticky situation, with increasing costs year on year. Contacting us at least four months before the end of your existing mortgage can really pay off – because it gives us plenty of time to find something that’s the right fit for you.

You want to access some cash
Whether it’s a new kitchen, general home renovations or just about any other reason you want to access cash, using Think Plutus can provide you with a way to raise those funds quickly and easily. This is ideal for those lucky people whose property has increased in value since their initial mortgage, providing equity that can be affordable in the right circumstances. New bathroom, here we come.

You’re looking for something a little bit different
Perhaps your current mortgage terms aren’t working for you, whether due to circumstance or life in general. It could be that you want a shorter-term now your earnings have shot up, or perhaps you’d like to have lower payments each month with a longer-term. Think Plutus helps you to find a mortgage that’s right for you now, rather than the you of five years ago – which is well worth checking out in our opinion.

How it all works

The remortgaging process doesn’t have to be scary with Think Plutus on your side. Provided you get in contact with us 4-6 months before your rate expires, we can do all the hard work for you. Typically, you’ll receive a letter from your lender telling you what to expect once your rate has expired. From there, we can compare it with other mortgages available to find you the best offer. We do all the hard work for you, and you even apply for your mortgage through us, regardless of if you’re sticking with your current lender or going elsewhere.

Once that short process is complete, your remortgage will be done and dusted. With our customer promise, you can ensure we’ll be on-hand for every refinancing decision you need to make in the future. It’s just that easy.

Our promise to our customers

At Think Plutus, we don’t just provide our customers with support for the remortgaging process. We go above and beyond to offer lifetime care for our clients, including contacting you about the status of your mortgage and keeping track of the best options for you in the future.

If you’re looking for a company that cares about their customers, Think Plutus should be at the top of your list. To find out more about our customer promiser, and why we’re the best fit for you, contact us today. We’re always happy to help customers new and old to achieve their remortgaging goals.

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