We will help you find the right mortgage no matter what type of job you have
Some types of job make it a little more challenging to secure a mortgage. You may be asked to provide more paperwork by lenders as they consider your viability for a mortgage. Think Plutus are able to give detailed information and expert advice on maximising your chances of securing a mortgage if your job type fits into one of the following categories.
Mortgages for Contractors
Many teachers, engineers, IT professionals and even managers work in contract-based roles. If this applies to you, it may be more difficult to convince mortgage lenders of the security of your job, so they may be reluctant to give you a mortgage.
Mortgages for Directors
For many company directors, earnings are lowered in order to decrease tax liability and make business capital the priority. Unfortunately, this can impact your chances of being approved for a mortgage, as the application will be based on your salary rather than what you can actually afford.
Mortgages for doctors
With inconsistent working patterns and the occasional contract work, certain high-street lenders are quite cautious when it comes to considering doctors for mortgages. You need to find a lender who will assess your application on an individual basis to improve your chances.
Mortgages for teachers
Many mainstream lenders consider the position of a teacher as non-permanent. This is particularly true for teachers who are on fixed contracts, or for newly-qualified teachers (NQTs). If you are a teacher, you may need to work a little harder to prove the sustainability of your job.
Why Think Plutus
Think Plutus has a team of expert advisers with access to the full market of mortgage products. We can help identify the ideal mortgage for your circumstances, no matter what type of job you have. And we'll offer insights and advice from real experience and genuine expertise to maximise your chances of success. To secure the right mortgage for you, Think Plutus.