We will help you find the right mortgage no matter what type of job you have

Some types of job make it a little more challenging to secure a mortgage. You may be asked to provide more paperwork by lenders as they consider your viability for a mortgage. Think Plutus are able to give detailed information and expert advice on maximising your chances of securing a mortgage if your job type fits into one of the following categories.

self-employed mortgages

Self-Employed Mortgages

If you are your own boss, securing a mortgage might be an uphill struggle. The reason is because your earnings are not as straightforward to track as a person with an employer. It may be necessary to provide additional information to boost your chances.

Mortgages for Contractors

Mortgages for Contractors

Many teachers, engineers, IT professionals and even managers work in contract-based roles. If this applies to you, it may be more difficult to convince mortgage lenders of the security of your job, so they may be reluctant to give you a mortgage.

mortgages for company directors

Mortgages for Directors

For many company directors, earnings are lowered in order to decrease tax liability and make business capital the priority. Unfortunately, this can impact your chances of being approved for a mortgage, as the application will be based on your salary rather than what you can actually afford.

mortgages for doctors

Mortgages for doctors

With inconsistent working patterns and the occasional contract work, certain high-street lenders are quite cautious when it comes to considering doctors for mortgages. You need to find a lender who will assess your application on an individual basis to improve your chances.

mortgages for teachers

Mortgages for teachers

Many mainstream lenders consider the position of a teacher as non-permanent. This is particularly true for teachers who are on fixed contracts, or for newly-qualified teachers (NQTs). If you are a teacher, you may need to work a little harder to prove the sustainability of your job.

mortgages for students

Mortgages for Students

Getting on the property ladder as early as possible can be a huge advantage in life, so some attempt to secure a mortgage whilst in college or university. However, it can be extremely difficult to be approved for a mortgage when you aren't in full-time employment.

Why Think Plutus

Think Plutus has a team of expert advisers with access to the full market of mortgage products. We can help identify the ideal mortgage for your circumstances, no matter what type of job you have. And we'll offer insights and advice from real experience and genuine expertise to maximise your chances of success. To secure the right mortgage for you, Think Plutus.

Speak to an expert mortgage adviser today

for mortgages. Think Plutus.


We do not charge a fee for our advice, instead we charge for arranging your mortgage. Our typical fee is £495 depending on your personal needs and circumstances. For insurance business we arrange policies from a panel representative of whole of the market. Think Plutus® is a trading name of The Finance Planning Group Limited. The Finance Planning Group Limited is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England No. 3894404. Registered office: Hurstwood Grange, Hurstwood Lane, Haywards Heath, West Sussex RH17 7QX. The FCA does not regulate most buy to let mortgages.