The End of Help to Buy (& What Comes Next!)
While the Help to Buy mortgage support scheme has been tapering for a few years (Help to Buy ISAs closed in 2019), the remaining equity loan system will end in March 2023. Applicants can still …
Mortgages
Could Remortgaging Help You Navigate the Cost of Living Crisis?
The cost of living crisis is everywhere you look in the news right now, it is not hard to see why. Combinations of inflation, soaring energy prices, and increasing National Insurance rates are putting a …
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The Mortgage Guarantee Scheme
The recent budget saw the implementation of the Mortgage Guarantee Scheme. When the Covid-19 pandemic began to spread in Spring 2020, property valuations went the other way, slowing rapidly. This led to low-deposit mortgages being …
What Happens to My Mortgage if I Lose My Job?
Sometimes, life throws things at us that can cause a shock to our finances. A third of adults in the UK have taken a blow to their financial situation due to things like bereavement, illness …
What to do if an ex-partner refuses to pay their share of the mortgage
Separation and divorce are extremely stressful and emotionally draining. A joint mortgage can make that significantly worse. Unfortunately, it’s not uncommon for a partner to refuse to maintain mortgage payments when they have moved out …
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Renovation over Relocation – How to Make the Most of Low Mortgage Rates
As planning laws ease, more homeowners are likely to consider making improvements to their homes rather than buying a new place. In the near future, homeowners will be able to add new extensions or extra …
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COVID-19: Mortgage Products are Being re-introduced after Lockdown
The uncertainty of lockdown has led to changes across all industries. In the mortgage sector, a number of lenders withdrew some of their products temporarily. However, we’re glad to reveal that lenders have started to …
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COVID-19: Will my Credit Score be affected by a Mortgage Payment Holiday?
Think Plutus can confirm that taking a break from your mortgage payments during the COVID-19 crisis will NOT affect your credit rating. Credit reference agencies have announced that this is the case, so you can …
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