Autumn Budget and Spending Review 2021
The Autumn Budget and Spending Review 2021 has been presented, and it is aimed at preparing the UK for an ‘age of optimism’. There are a number of key concerns that have arisen as the …
Tenant demand reaches a 5-year high in 2021
As many as 40% of landlords have observed an increase in tenant demand over the last 3 months. This is according to new research by Paragon Bank, which reports that the rise has been significant …
Life is Full of Surprises, But You Can Cover Your Bases
Often, sound financial planning is viewed as a way to open up your world. You can buy your first home; buy your investment property; see your retirement funds rise with clever investment; put your kids …
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The Mortgage Guarantee Scheme
The recent budget saw the implementation of the Mortgage Guarantee Scheme. When the Covid-19 pandemic began to spread in Spring 2020, property valuations went the other way, slowing rapidly. This led to low-deposit mortgages being …
Budget 2021 – What You Need to Know
With coronavirus restrictions finally starting to ease and the UK navigating the government’s Roadmap out of Lockdown, the 2021 budget is crucial for both businesses and individuals. With today’s budget, Rishi Sunak has pledged to …
How Covid-19 Could Affect Your Credit Score for 6 years
The financial hardship that has impacted consumers during the Coronavirus pandemic could cause damage to your credit score, which might last 6 years. The government’s Covid-19 financial support schemes will start drawing to a close …
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What Happens to My Mortgage if I Lose My Job?
Sometimes, life throws things at us that can cause a shock to our finances. A third of adults in the UK have taken a blow to their financial situation due to things like bereavement, illness …
What to do if an ex-partner refuses to pay their share of the mortgage
Separation and divorce are extremely stressful and emotionally draining. A joint mortgage can make that significantly worse. Unfortunately, it’s not uncommon for a partner to refuse to maintain mortgage payments when they have moved out …
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House Prices Soar at Fastest Rate in Four Years
House prices in September 2020 rose by an annual 5%, according to figures from Nationwide’s House Price Index. That’s the highest rate seen since 2016. The average price for UK homes now stands at £226,129. …