With coronavirus restrictions finally starting to ease and the UK navigating the government’s Roadmap out of Lockdown, the 2021 budget is crucial for both businesses and individuals. With today’s budget, Rishi Sunak has pledged to …
The financial hardship that has impacted consumers during the Coronavirus pandemic could cause damage to your credit score, which might last 6 years. The government’s Covid-19 financial support schemes will start drawing to a close …
How Covid-19 Could Affect Your Credit Score for 6 years Read More »
Sometimes, life throws things at us that can cause a shock to our finances. A third of adults in the UK have taken a blow to their financial situation due to things like bereavement, illness …
Separation and divorce are extremely stressful and emotionally draining. A joint mortgage can make that significantly worse. Unfortunately, it’s not uncommon for a partner to refuse to maintain mortgage payments when they have moved out …
What to do if an ex-partner refuses to pay their share of the mortgage Read More »
House prices in September 2020 rose by an annual 5%, according to figures from Nationwide’s House Price Index. That’s the highest rate seen since 2016. The average price for UK homes now stands at £226,129. …
As planning laws ease, more homeowners are likely to consider making improvements to their homes rather than buying a new place. In the near future, homeowners will be able to add new extensions or extra …
Renovation over Relocation – How to Make the Most of Low Mortgage Rates Read More »
As the nation slowly emerges from the coronavirus lockdown, Chancellor Rishi Sunak has now announced a new ‘mini-budget’ to help kickstart the UK’s economic recovery. There are some key announcements that will impact potential homebuyers, …
The uncertainty of lockdown has led to changes across all industries. In the mortgage sector, a number of lenders withdrew some of their products temporarily. However, we’re glad to reveal that lenders have started to …
COVID-19: Mortgage Products are Being re-introduced after Lockdown Read More »
Think Plutus can confirm that taking a break from your mortgage payments during the COVID-19 crisis will NOT affect your credit rating. Credit reference agencies have announced that this is the case, so you can …
COVID-19: Will my Credit Score be affected by a Mortgage Payment Holiday? Read More »
We do not charge a fee for our advice, instead we charge for arranging your mortgage. Our typical fee is £495 depending on your circumstances. For insurance business we arrange policies from a panel representative of the whole of the market. Think Plutus® is a trading name of The Finance Planning Group Limited. The Finance Planning Group Limited is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England No. 3894404. Registered office: Hurstwood Grange, Hurstwood Lane, Haywards Heath, West Sussex RH17 7QX. The FCA does not regulate most buy to let mortgages.