Putting You First

At Think Plutus we like to think of our fees as paying for success.

Our Philosophy

We believe it's fair that you only pay for what has been genuinely helpful to you. This is why we won't be billing you until a substantial amount of the work on your mortgage has been completed. Usually our fee is payable on mortgage application.

Our typical fee is £495 for a standard mortgage, £295 for a remortgage or £695 for face to face appointments depending on your personal needs and circumstances.

The fee covers our service in its entirety, from initial mortgage advice, our dedicated support team, processing your application for you and on-going mortgage adviser support for the entire initial benefit term of your mortgage. It also covers us liaising with all the relevant entities on your behalf: the lender, surveyor, estate agents and solicitors.

We work this way to keep the process moving smoothly and ensure all parties work in tandem towards the target date for completion.

What We Do Before You Pay

If you are wondering what we meant when we said "a substantial amount of the work on your mortgage has been completed", it means the following steps will have been undertaken:

  1. An initial conversation in which we ascertain that we can help.
  2. A detailed consultation which includes a confidential fact-find to ensure we have all the information we need to give the best advice possible.
  3. An in-depth research process to identify the products that would be a good fit and, essentially, those which tick all your boxes. (Note: this research process incorporates standard mortgage products, our own exclusive ones, those which are only available through brokers, and those available through private banks. We have access to more than 100+ mortgage lenders and 10,000 options!)
  4. A follow-up meeting to the consultation, in which we present our recommendation and give detailed, expert advice.
  5. The production of an ESIS document breaking down the costs and monthly payments involved in the mortgage.
  6. Making contact with the lender and obtaining an Agreement in Principle. This is subject to full underwriting and valuation.
  7. Gathering the necessary documentation that the lender requires from you, checking for inconsistencies along the way.
  8. The completion of a full mortgage application, which is then submitted to the lender.

Speak to an expert mortgage adviser today

for mortgages. Think Plutus.

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.

We do not charge a fee for our advice, instead we charge for arranging your mortgage. Our typical fee is £495 depending on your personal needs and circumstances. For insurance business we arrange policies from a panel representative of the whole of the market. Think Plutus® is a trading name of The Finance Planning Group Limited. The Finance Planning Group Limited is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England No. 3894404. Registered office: Hurstwood Grange, Hurstwood Lane, Haywards Heath, West Sussex RH17 7QX. The FCA does not regulate most buy to let mortgages.