Think Plutus

At Think Plutus, we believe buying a house should be a time of hope and optimism. Unfortunately, many people find the entire process of securing a mortgage to be a real headache. With so much choice and so many boxes to tick, where do you start? And if you approach a lender directly, the paperwork can take hours and appointments can be hard to come by. All that, and you can't be sure you are even approaching the right lender. Being turned down can make it even more difficult to be accepted in future. Sounds like a lot of stress, right?

online mortgage broker

There is a better way...

Think Plutus is a whole-of-market mortgage broker in London and Hartfield in East Sussex just outside of Tunbridge Wells. We serve clients throughout the UK including expats. We do all the hard work for you, from identifying the most appropriate lender and the best possible deal right through to completion. Our advisers have access to 10,000+ mortgage products from 100+ lenders, many of which are not available to the general public. Our focus is on finding the best deals for our clients and ensuring you can experience the hope and optimism that comes with a new property.

  • We will gather all the important information from you to get a detailed understanding of your circumstances.
  • We can then search the market to find the right lender and the best deal tailored to your requirements.
  • We can then begin the application process on your behalf, working with you through to completion.

It's as simple as that. And with our solid reputation for exceptional service and a uniquely personal approach, you'll be in good hands.

Dave Relfe

Mortgage, Equity Release & Protection Adviser

Dave is the founder of Think Plutus. He has devised the unique Think Plutus approach that has helped many clients in the UK ranging from first-time buyers, home movers and buy-to-let investors to people looking to remortgage or release equity from their property.

Dave has a number of professional certifications as a Mortgage, Equity Release & Protection Adviser:

Professional Qualifications 

  • CISI Level 4 Investment Advice Diploma
  • CII Level 4 Diploma in Financial Planning
  • CII Level 4 Certificate in Advanced Mortgage Advice
  • CII Level 3 Certificate in Mortgage Advice
  • Certificate in Mortgage Advice and Practice (CeMAP)
  • Certificate in Regulated Equity Release (CeRER)

Professional Membership

  • Member of Society of Mortgage Professionals - CertSMP
  • Member of Personal Finance Society - DipPFS
  • Member of Chartered Insurance Institute - Certs CII (FS, MP & ER)
  • Associate of the Chartered Institute for Securities & Investment - ACSI

Dave specialises in delivering a tailored service to his clients. His approach emphasises the nurturing of close ongoing relationships with clients, advising on all areas of obtaining a mortgage. This means that in addition to guiding people through the application process, he can also give advice on other key considerations like life insurance, protection and equity release.

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Speak to an expert mortgage adviser today

for mortgages. Think Plutus.


We do not charge a fee for our advice, instead we charge for arranging your mortgage. Our typical fee is £495 depending on your personal needs and circumstances. For insurance business we arrange policies from a panel representative of whole of the market. Think Plutus® is a trading name of The Finance Planning Group Limited. The Finance Planning Group Limited is authorised and regulated by the Financial Conduct Authority (FCA). Registered in England No. 3894404. Registered office: Hurstwood Grange, Hurstwood Lane, Haywards Heath, West Sussex RH17 7QX. The FCA does not regulate most buy to let mortgages.